Terms of Use

Illustration only. The calculator is an educational tool. It uses a monthly-compounded crediting rate you choose, ignores policy charges, and assumes contributions to age 65. It is not a quote, an offer of insurance, or a guarantee of any result.

No advice. Nothing on this site is financial, tax or legal advice. Talk to a licensed professional before buying any policy.

Real numbers come from a carrier. Any actual policy is subject to the carrier's underwriting, illustration and contract terms, which control over anything shown here.

Membership. One free account per person. Keep your password to yourself and tell us right away if you think someone else has it. Be decent in the community: no abusive, false or spam posts. We may remove content, or an account, that breaks these terms.

Use of the site. Do not misuse the site, submit false information, or attempt to disrupt it.

Liability. The site is provided as is. To the fullest extent the law allows, Celestial Wealth Solutions is not liable for decisions made in reliance on it.

Governing law. These terms are governed by the laws of the State of California.

Contact. geancarloUWF@outlook.com